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I don't really understand your idea, but maybe it is because of.
Is the exchange rate stable, or based on market ? (or maybe you meant that only slights modifications were based on markets?)

Have you seen this idea on Imagine ?

I like the fact of having your own money named after you :)

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The idea here, is to create a virtual currency with a 10 years base plan. - stable exchange rate.
If an Euro = 1.2 USD now, it will be equal with 1.2 USD - 10 years later.
At that moment, everything will be assesed and the curency changes acordingly.
Yes i did see the idea, this can be the super simplified and friendly solution of the idea proposed by FrequentFlyer.

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http://www.ziare.com/bani/moneda/premiera-mondiala-o-casa-din-arad-cumparata-cu-monede-virtuale-mcoin-1353874

A house in Romania was sold and bought with virtual money - mcoins
https://bitcointalk.org/index.php?topic=875800.0

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http://imagine.orange.com/en/mobile-money/idea/show/920

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