Case Scenario:
Persona X es el hogar
Ha encontrado un producto que él / ella quiere, en el Internet
Malas noticias - La subasta está pasando y el tiempo es de la esencia
Noticias Peor: La cuenta bancaria no tiene suficiente dinero, para tomar parte en la subasta
Buenas noticias: Tiene suficiente dinero en casa para recargar la cuenta y tomar parte en la subasta, pero de nuevo - nuestra persona X, tiene que ir todo el camino hasta el banco y agregar el dinero a la cuenta. Mientras que en este tiempo, la subasta será terminada y no será capaz de adquirir el producto necesario o ser querido.
Solución - Una aplicación sencilla, con la que la persona puede escanear los códigos postales o número de serie y añadirlos a la cuenta bancaria.
De esta manera la persona X se puede utilizar el dinero / que ella tiene en su casa, para completar la cuenta y tomar parte en la subasta
Después, como la subasta ha terminado, nuestro héroe puede ir al banco y añadir / alambre en el dinero real a la accout banco.
Aplicable a los cheques, vales, show-entradas etc
http://money.howstuffworks.com/question703.htm -
Todos moderno moneda de los Estados Unidos contiene ya sea un número de serie de 10 ó 11 dígitos con el fin de hacer que cada factura única. -
http://www.dailymail.co.uk/news/article-2423315/Dollar-Serial-numbers-make-banknotes-worth-thousands... http://www.drbanks.com/currency/anatomy/serial.html - Certificados de plata, Certificados de oro y Estados Unidos Notas
La aplicación de escáner puede ser una solución interesante para descubrir rutas de dinero.
¿Cuánto tiempo le toma a un billete de banco, para viajar de regreso a uno de sus usuarios, basado en el número de serie
ACTUALIZACIÓN:
"Es difícil evitar que gastar el dinero de forma paralela en las tiendas ..." - sobre la base de esta afirmación, - Scanner - puede tener un segundo uso:
Una persona puede utilizar esta herramienta para duplicar el dinero que tienen en ellos, mientras que las compras en el mercado, podemos decir que es un servicio de "auto prestataria".
No es poco son los momentos en los que una persona, añade tantos productos en su cesta de la compra, para que cuando él / ella llega a la cajera y tienen que hacer el pago, tiene que devolver algunos de los productos en la cesta por un gasto excesivo. Con la ayuda de este servicio prestataria auto, cada persona puede comprar lo que él / ella gastó.
Por supuesto, para utilizar el servicio, el banco tiene que estar de acuerdo y el sallary estar conectado al acount banco, para pagar el préstamo, el día de salario.
8 comentarios
Easy upload of cash and other money options such as bank notes and checks is a great addition to the mobile money concept.
traducirWhile bank notes are easy to protect from misused more than once after being uploaded, protecting cash bills is tricky. How would you make sure that a minute after uploading a 100 Euro bill, the user does not take this bill and reuse it?
I think that if this issue can be solved, bank notes upload is still a great feature to be pursuit.
Easy upload of cash and other money options such as bank notes and checks is a great addition to the mobile money concept.
ver el originalWhile bank notes are easy to protect from misused more than once after being uploaded, protecting cash bills is tricky. How would you make sure that a minute after uploading a 100 Euro bill, the user does not take this bill and reuse it?
I think that if this issue can be solved, bank notes upload is still a great feature to be pursuit.
Each bill is unique, containing a serial number of 10-11 digits or more. As long as a serial number is entered in the account, it cannot be used, by the same person or any other person, until the money are deposited in the bank and the payment is finalized.
traducirAfterwards, the same cash bill code , can be scanned to top up the account.
Each bill is unique, containing a serial number of 10-11 digits or more. As long as a serial number is entered in the account, it cannot be used, by the same person or any other person, until the money are deposited in the bank and the payment is finalized.
ver el originalAfterwards, the same cash bill code , can be scanned to top up the account.
The fact that each bill is unique in terms of ID is OK. But this does not solve the reusing problem. As the bill has its own value (unlike back notes which are cashed only by the bank and can be protected against reusing), there is nothing prevents the user to make use of the same bill after was "uploaded" to his mobile money account with another usage such as paying cash for a taxi driver, or at the nearest store.
traducirHow would you prevent this?
The fact that each bill is unique in terms of ID is OK. But this does not solve the reusing problem. As the bill has its own value (unlike back notes which are cashed only by the bank and can be protected against reusing), there is nothing prevents the user to make use of the same bill after was "uploaded" to his mobile money account with another usage such as paying cash for a taxi driver, or at the nearest store.
ver el originalHow would you prevent this?
Evening Frequent, this type of reuse we cannot stop, for the moment.
traducirBecause nowadays the ATM''s cannot scan the money serial numbers, there is no point for people to add the same banknotes to the account.
What we can make sure, is that, until the account is filled with the real money, the payment will not be allowed to leave.
And second, the seller can be anounced of the fact that part of the money used to bid for the product, are not in the account, but in the bidders posesion.
And yes, people can use friends money to complete the needed virtual money, doing so, the friend who lends the money, will not be able to scan them with the application, until the 1st person finished the payment with real money.
Evening Frequent, this type of reuse we cannot stop, for the moment.
ver el originalBecause nowadays the ATM''s cannot scan the money serial numbers, there is no point for people to add the same banknotes to the account.
What we can make sure, is that, until the account is filled with the real money, the payment will not be allowed to leave.
And second, the seller can be anounced of the fact that part of the money used to bid for the product, are not in the account, but in the bidders posesion.
And yes, people can use friends money to complete the needed virtual money, doing so, the friend who lends the money, will not be able to scan them with the application, until the 1st person finished the payment with real money.
Security and reuse is the key, as FrequentFlyer said !
traducirWhat about this : if you don't send you bill to the bank 3 days after the auction, you get "fined" by your bank ?
Have you seen this idea ? It adresses quite the same problem.
Security and reuse is the key, as FrequentFlyer said !
ver el originalWhat about this : if you don't send you bill to the bank 3 days after the auction, you get "fined" by your bank ?
Have you seen this idea ? It adresses quite the same problem.