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Insufficient Funds? Money drafted from your bank account at the time of your next deposit gets you an instant micro-loan

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Could be combined with Cost Control http://imagine.orange.com/en/mobile-money-1/idea/show/914 and Mobile Money Bank http://imagine.orange.com/en/mobile-money-1/idea/show/912?
Orange presents a simialr mechanism with Orange SOS Credit where you can borrow some traffic provision that will be reimbused at your next recharging: http://www.orange.cd/mobile/sos-credit.php
Also you can charge the account of one of your friends or family member: https://topup.orange.com/

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I work best in small groups of like minded people. I think it is awesome that Orange already offers SOS Credit to subscribers--we've all been there!

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And why not ask one of your relative instead of a bank ?

When you need a micro-loan, your friend received a notification and accept or decline to lend you the extra-money you need.

Profit margins :)

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